Sales Manager - Lending (Unsecured Business Loans)

• Business Development for unsecured business loans and to support SMEs with their working capital requirements.

Job Scope

• Drive Sales, Develop and manage the Unsecured Business Loans sales programs, for small and medium enterprises.
• Constantly review, innovate and enhance product value proposition to drive sales volume and revenue.
• Collaborate with Marketing team to initiate marketing campaigns as and when required
• Review, streamline and improve application and loan disbursement processes to enhance customer experience moving towards a digital experience. • Stay abreast of the competitive landscape

Job Qualifications

• Upto 5 years of relevant work experience of sales in financial services
• Result-oriented and self-driven individual
• Possess good communication and stakeholder management skills
• Able to multi-task and work independently

Job Location

• Delhi (NCR)
• Chandigargh

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Job Position : Credit Analyst
Job Code : KQO0010
Location : Gurgaon, Delhi NCR, Chandigarh, Jaipur
Job Description
Experience: 3-6 years

1. Initial screening of cases
2. Interact with customers in the course of credit evaluation
3. Analyzing Financials
4. Ensure all lending procedures comply with regulations
5. Review the process and suggest improvements for a better TAT and customer experience
6. Work in close coordination with sales and operations department and align to Business target
7. Provide support and training to staff to build consistent risk awareness & sourcing quality
8. Cross functional coordination with collection team to maintain portfolio quality and review of delinquent cases
9. Review of Policy on a regular basis and provide feedback on changes in the market trends to the Policy team

Key skills:

1. Proven work experience of 3-4 years as a Credit Manager or a similar role
2. Good understanding of the market and lending procedures
3. Excellent analytical skills, with the ability to create and process financial spread sheets 4. Good negotiation skills and a team player
5. Bachelors in Accounting, Economics, Finance or relevant field
Qualification: Graduate/MBA will be an additional preference _________________________________________________________________________________

Job Position : Business Development executive/ Relationship Manager
Job Code : KQS0011
Open Positions : 2
Location : Chandigarh, Jaipur
Job Description

1. Maintaining and develop good relationship with customers through personal contact or meetings.
2. New Client Acquisition & Business generation.
3. Represent the company to the market
4. Network through Social Networking sites, Event, Promotion to define new ways of doing business.
5. Extensive knowledge of different types of loans and credit options that are available, as well as the terms of those services.
6. Coordination with Credit team for Sanction of the file.
7. Coordination with operations team for disbursement process.
8. Collecting documents according to the checklist from the customers.
9. Provide accurate feedback on future buying trends to their respective employers.
10. Maintaining daily sales report and other relevant information.

Key Skills:-

1. Candidate should have excellent communication skills.
2. Good presentation skills.
3. Have strong leadership skills.
4. Ability to interact effectively with a wide range staff throughout the company.
Motivated and results driven
Qualification: Graduate/MBA-Finance/Marketing
_________________________________________________________________________________

Job Position : Business Development Manager
Job Code : KQS0012
Open Positions : 6
Location : Gurgaon, Delhi NCR, Chandigarh, Jaipur
Job Description
Duties and Responsibilities:

1. New Client Acquisition & Business generation.
2. Maintain and develop strong relationship with customers through personal contact or meetings
3. To Understand & structure the clients loan requirements.
4. Represent the company and its current market and future markets.
5. Forming key alliances with Chartered Accountants, Property Dealers to build a strong sales referral.
6. Extensive know how of the different types of loans and credit options that are available, as well as the terms of those services.
7. End to end process of logging in the file & taking it to the disbursal stage.
8. Coordination with Credit team for Sanction of the file.
9. Coordination with operations team for disbursement process.
10. Provide accurate feedback on future buying trends to their respective employers.

Key Skills:

1. Candidate should have excellent communication skills.
2. Good presentation skills.
3. Have strong leadership skills.
4. Ability to interact effectively with a wide range staff throughout the company.
Be motivated and results driven.
5. 03 years of relevant experience.
Qualification: Graduate/MBA will be an additional preference CTC: As per industry norms plus Incentive s (Based on experience and profile)

__________________________________________________________________________________

Job Position : Loan Operations Manager
Job Code : KQO0011
Open Positions : 2
Location : Gurgaon, Chandigarh
Job Description

1. Significant experience managing various loan operations and portfolios
2. Solid knowledge of loan procedures and credit documentation
3. Adept at dealing with complex commercial loan processes
4. Ability to ably manage a large staff and delegate responsibilities
5. Adept at managing client data and maintaining confidentiality
6. Strong ability to multitask
7. Maintain records of all loans including associated fees and payment dates.
8. Evaluate loan documents and provided timely approval or denial decisions.
9. Schedule funding disbursements for all approved loans.
10. Ensure compliance with all loan regulations.
Qualification:- Graduate/MBA will be an additional preference CTC:- As per industry norms